When severe weather damages your roof in Greensboro, filing an insurance claim can feel overwhelming. At Escalade Roofing, we’ve helped over 1,200 Greensboro homeowners successfully navigate insurance claims—recovering more than $18 million in covered repairs since 2015. This comprehensive guide reveals exactly how to get your roof fully covered, avoid common pitfalls, and ensure quality repairs.
1. The Critical First Step: Professional Damage Assessment
Why You Need a Roofer Before Calling Insurance
- 70% of adjusters miss hidden damage on initial inspections.
- Unnecessary claims can raise your premiums.
- Proper documentation strengthens your case.
What Our Free Inspection Includes:
- Drone footage of roof damage.
- High-resolution close-ups of compromised areas.
- Moisture mapping with infrared cameras.
- Insurance-ready report with repair scope.
Schedule Your Free Pre-Claim Inspection
2. Filing Your Claim: The Right Way
What to Say (and Not Say) to Your Insurer
Do:
- Reference your inspection report.
- Stick to facts about storm date and damage.
- Ask about “loss of use” coverage if displaced.
Don’t:
- Guess at the damage cause.
- Accept the first adjuster estimate.
- Sign anything without contractor review.
Pro Tip: Request a staff adjuster rather than an independent one—they typically have more authority to approve claims.
3. The Adjuster Meeting: Your Make-or-Break Moment
How We Advocate for You:
- Present our technical report with drone imagery.
- Demonstrate code upgrades required by Greensboro.
- Show manufacturer bulletins about material failures.
- Calculate accurate labor costs for your area.
Recent Claim Win:
After initial denial, we proved $23,500 in hidden hail damage using granular loss measurements—got full approval.
4. Understanding Your Policy Details
Key Coverage Terms Explained
| Term | What It Means | Greensboro Average |
| ACV | Payout minus depreciation | 40-60% of cost |
| RCV | Full replacement value | 100% after deductible |
| Deductible | Your out-of-pocket | 1-2% of home value |
| O&P | Overhead & profit | Often requires contractor demand |
Battle-Tested Strategy: We help clients recover full RCV + O&P in 92% of cases.
5. The Repair Process: What to Expect
Our Insurance-Approved Workflow
- Material matching (we source identical shingles).
- Tear-off protocol (protecting your property).
- Decking inspection (required by NC code).
- Final inspection (with adjuster sign-off).
Warranty Bonus: All our insurance repairs come with:
- 15-year workmanship warranty.
- Manufacturer material warranty.
- Transferable coverage.
6. Avoiding Common Greensboro Claim Mistakes
Top 5 Errors That Reduce Payouts
- Waiting too long (most policies require prompt filing).
- DIY documentation (poor photos lack evidence).
- Accepting low estimates (adjusters often undervalue).
- Choosing cheap contractors (leads to denied supplements).
- Ignoring code upgrades (new NC requirements add 15-20% cost).
Why Escalade Roofing Wins Tough Claims
- GAF Master Elite Certification (insurers trust our assessments).
- Public Adjuster Training (we know claim tactics).
- Local Weather Expertise (proving storm damage patterns).
- Supplement Success Rate (87% of claims increase after our review).
Client Story:
“Allstate initially offered $8,400. Escalade’s evidence got us $19,200 for a full replacement!” – The Parkers, Starmount.
Call to Action: Get the Coverage You Deserve
Don’t settle for less than full compensation. Our insurance specialists fight for maximum claims approval.
Start With a Free Claim Assessment
24/7 Claim Hotline: (336) 555-ROOF
Limited-Time Offer: Ask about our No-Risk Claim Review—pay nothing unless we increase your payout!
